1. What is an IDF Line of Credit?
2. What products and services can I use my IDF Line of Credit
for?
3. Do I have to have good credit to qualify?
4. Will IDF report my line of credit to the credit bureaus?
5. What kind of interest does IDF charge for its line of credit?
6. I am a brand new business, can I qualify?
7. Can a Sole Proprietor or DBA qualify for an IDF Line of
Credit?
8. How Fast Can I Get Approved?
9. Are there any fees or start-up expenses to receive an IDF
Line of Credit?
10. Should I Finance or Pay Cash?
11. Why Finance with the Internet Development Fund?
12. Do I Have to Sign a Personal Guarantee?
13. What are my payment options?
14. Who will build my website?
15. How long will it take IDF to build my website?
16. Can I make changes to my website?
17. How is ownership of site setup?
18. Can IDF update my existing website?
19. Domain Name Registration costs be included?
20. Can I use my existing Domain Name?
21. Can we choose any company we want to host
the site?
1. What is an IDF Line of Credit?
IDF lines of credit work just like any other major store credit card. IDF
will extend a line of credit to your business that can be used towards IDF
products and services. Just like a credit card, you will be invoiced on
a monthly basis with a minimum payment due.
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2. What products and services can I use my IDF Line of Credit for?
- Web Site Design & Hosting
- E-Commerce
- Domain Name Registration
- Internet & Search Engine Marketing
- Logo Design
- Graphic Design
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3. Do I have to have good credit to qualify?
No. 98% of all applicants who apply will receive a line of credit through
IDF regardless of their current credit status. Approval is based upon investigation
of the
IDF Confidential Document
information provided on our Credit Application. We have 2 ways
you may submit your Application:
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4. Will IDF report my line of credit to the credit bureaus?
Yes. IDF is just like having a big named store credit card.
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5. What kind of interest does IDF charge for its line of credit?
Interest rates are based on your personal and/or business credit. The maximum
interest IDF will charge is 18% interest.
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6. I am a brand new business, can I qualify?
Yes! IDF’s program was designed to help brand new businesses just like yours.
We will review any brand new business applicants on a case-by-case basis.
Our goal is to help you get the tools you need to succeed and help your business
to establish credit.
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7. Can a Sole Proprietor or DBA qualify for an IDF Line of Credit?
Yes. 98% of all applicants who apply will receive a line of credit through
IDF regardless of their current credit status. Approval is based upon investigation
of the information provided on our Credit Application. We have
2 ways you may submit your Application:
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8. How Fast Can I Get Approved?
Approval is fast and easy! We can usually get you approved in 2 business
days or less once we have received a completed application.
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9. Are there any fees or start-up expenses to receive an IDF Line of
Credit?
We do not charge an application fee, start-up fee, or any other type
of fee to obtain a line of credit through IDF.
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10. Should I Finance or Pay Cash?
That depends on your current financial situation. For many businesses it
is better to use financing options when they have limited funds available.
The IDF Line of Credit was made available for those businesses that need
to stretch their dollars and maximize cash flow.
IDF offers a HUGE 20% discount to any business that
can pay for services in full.
IDF Confidential Document
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11. Why Finance using the Internet Development Fund?
- No upfront cost to you.
- 98% fast approval rate.
- 100% financing.
- Affordable monthly payments.
- Competitive rates.
- Website open & ready for business in days.
- Internet marketing included.
- Full support and real world business resources.
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12. Do I Have to Sign a Personal Guarantee?
There are no personal guarantees necessary for businesses with established
credit. Personal guarantees will be required from any businesses that
has not established business credit.
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13. What are my payment options?
Most owners take advantage of an IDF financed line of credit. We also accept
cash, credit card, Check/Debit Card with Visa or MasterCard Logo, check,
money order, wire transfer or paypal.
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14. Who will build my website?
IDF builds all customer websites in house. Whether you need a basic brochure
site, e-commerce, or custom programs written, IDF employs experienced designers
and expert programmers to get the job done cost effectively and fast.
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15. How long will it take IDF to build my website?
Most websites can be completed within one week or less. Custom sites will
vary depending on how labor intensive the website is.
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16. Can I make changes to my website?
Yes! IDF websites come with a maintenance package and many are fully automated
allowing you the customer to access your website and make changes at will.
You simply log into your back office and make any changes you see fit. It’s
as easy as using a word document. The best part is you can see your changes
live immediately. No special training is required.
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17. How is ownership of my website setup?
IDF maintains ownership of your website and domain name until your line of
credit is paid in full.
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18. Can IDF update my existing website?
Yes. IDF can do a complete makeover of your existing website.
IDF Confidential Document
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19. Can Domain Name Registration (www.MySiteName.com) costs be included?
Domain name registration costs CAN be paid for with your line of credit.
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20. Can I use my existing Domain Name?
Yes. IDF would need to have administrative access to the account.
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21. Can we choose any company we want to host the site?
For Quality, Safety and Security Purposes, All IDF client websites will be
hosted on IDF servers.
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